141 familias beneficiadas con reliquidación de créditos hipotecarios

El FONCEP realizó el proceso de reliquidación de créditos hipotecarios que existían con el FAVIDI, beneficiando a familias de estratos 1 y 2.

En el año 2016, el Fondo de Prestaciones Económicas, Cesantías y Pensiones - FONCEP contaba con 378 créditos que hacían parte del extinto Fondo de Ahorro y Vivienda Distrital – FAVIDI, los cuales registraban una mora de 10 años promedio y ascendían a 9.340 millones de pesos.

La actual administración del FONCEP aplicó la Ley de vivienda – 546 de 1999 lo que permitió sanear las deudas que tenían las personas dueñas de estos créditos y sanear la cartera.

De esta manera, 45 créditos se cancelaron con acuerdo de pago y 333 se reliquidaron, de estos últimos, 68 quedaron sin deuda y 73 quedaron con saldos inferiores al establecido, ayudando así a 141 familias a adquirir definitivamente su vivienda.

Este proceso también favoreció con la disminución de la cartera en 1.800 millones de pesos, es decir, se redujo esta mora en 90 % comparado con lo que recibió la actual administración.

Actualmente, quedan 52 créditos activos. Se prevé terminar el 2019 con la cartera FAVIDI totalmente saneada.

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